Creating some fight with my lover’ credit history while he’s had loans/credit notes connected to him that aren’t his
That loan with 118/Azzurro a€“ under examination
Hey sorry to touch upon a classic article. We have learnt two are compensated via Gregory Pennington which he has not have any dealings with. 80 p/m via GP. Cabot have actually offered a photocopy of a signature at the end of a GP a€?letter of power’ and it’s really maybe not my personal lover’s signature at all. He performed have actually an Aqua bank card at a previous target many years ago and paid in complete. This account with Cabot got apparently opened in 2018 and defaulted in 2019. They’ve got enclosed emails they say they have delivered, nothing which we’ve got obtained although the target they have is ours. They promise they produced recent phoncalls to your as well in which the guy verified all info before supplying a lump sum repayment! We currently have an incident worker from FOS helping your along with other fraud problems currently, he’s tried to chat to this lady now about this but she actually is unavailable until Tuesday. We’re simply baffled plus don’t know very well what keeps occurred. The businesses become determined their own credit rating is appropriate but these are nothing to do with him. We’ve generated reports to Action Fraud however positive exactly what our very own choices are apart from hoping the FOS can. We wish to purchase a house and it’s really searching more and more challenging.
Therefore plenty concerns. Possess the guy spoken to GP? They’re having to pay an aqua personal debt presently with Cabot. What’s the more loans these include spending that is within his label on his credit documents?
One obligations a€“ an Aqua mastercard that is today with Cabot a€“ try evidently getting given A?4
Has actually ha expected Cabot to generate the CCA agreements when it comes to credit in his identity? Have the guy delivered a topic accessibility demand to Cabot requesting duplicates of most private information they’ve for your?
Have the guy sent Aqua a Subject Access consult requesting duplicates of all information that is personal they have about him/
Which are the various other fraud issues that FOS is looking at for your a€“ which loan providers? usually with loan companies?
Hello thanks. Cabot delivered CCA nonetheless it states a€?signature of client’ with a ticked container and date/time stamp with an IP target. They will have enclosed letters they claim they and Aqua delivered. Whilst the postcode fits united states, the target doesn’t very as we live in a village (our street name’s a typical one and there are several within the close urban area in fact it is regarding address). They claim he phoned them on 27th might 2021 and then have summarised the thing that was stated- best title loans in Missouri they must posses a recording but it will not be him! We haven’t talked to GP yet, we had beenn’t sure whether to hold back until there is talked to FOS. Another mortgage seemingly getting compensated by GP is through OnStride a€“ these are generally adamant they compensated a tiny financing to their banking account 11 years ago (Lloyds a€“ a bank he’s not with any longer thus waiting on statements to test and is a whole more problems). He’d never ever heard about GP before all this. A loan from decade ago with joined Kash which was decided not too long ago (not your). Significant financing with on a daily basis Loans started a couple of years back, repayments created for a bit today a€?arrangement to pay for’ in place. Hasn’t experienced branch/never have any sum from them/never paid them. A merchant account with Indigo Michael with plan to cover a€“ no clue the goals. FOS at this time assisting with an instance against Lloyds in which he had internet based money intercepted a couple of years before, verified as scam even so they have taken this longer to come back the amount of money (because of in a few days).
